Category Archives: Life Insurance

Carl Richards is a certified financial planner and the founder of Clearwater Asset Management. He answered questions from Bucks readers in November.

If you’ve never thought of how to use life insurance policies and privileges to protect your business, now is the best time to have a rethink. For many entrepreneurs, purchasing life insurance policies for their company executives just isn’t on their buying list. Some think that they do not need it and others mistakenly believe that it is way too costly for their small company size.

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Why Stay at Home Parents Need Term Life Insurance

Life insurance represents an extremely useful financial tool to solve a rare, but catastrophic potential problem, at an extremely low price. This low price is called the premium and the problem is the increased financial burden if one of the parents does not come home one night due to an untimely death.

A confusing over-abundance of insurance choices can leave us wondering what insurance we really need. Ask any insurance agent, and they’ll tell you that life insurance is the most important, yet most overlooked insurance of them all.

Living and working as one whose family depends on for their financial support can be very risky without a life insurance policy.