There is a savings crisis and many Americans don’t know how to fix it. Here’s how

Policy experts, economists, business people and teachers are debating the extent to which personal finance education can turn around the fact that so many Americans are one emergency away from financial disaster.
At the same time, the ways in which people think about how we can become financially better off are increasing and evolving.

How will pharmacogenetics influence the life insurance industry?

Pharmacogenetics is the study of how genes affect a person’s reaction to medicines. The combination of pharmacology (the science of drugs) and genomics (the study of genes and their functions) leads to the development of medications that will be effective and safe, as they will be tailored to a person’s genetic make-up.

CYBER INSURANCE MYTHS DEBUNKED

Cyber risk is one of the hottest topics in insurance. However, as it is still a relatively new and emerging concern, it can be made unnecessarily complex by industry jargons, buzzwords of the day, and a lack of standardization in policy wordings. As such, many companies find themselves confused about how cyber risk insurance actually works and are skeptical about whether it makes sense for their business to purchase a policy.

IMPORTANT INSURANCE COVERAGE FOR STUDENTS HEADING BACK TO SCHOOL

Over the next few weeks most college and university bound students will be packing up personal belongings and getting ready for the move away from home to enjoy the much anticipated “campus life”. But before packing away laptops, televisions, and iPods, students would be wise to have parents review their insurance policy to ensure valuable personal items are sufficiently covered in case of accidental loss or damage while away at school.

How Entrepreneurs Can Use Life Insurance to Protect their Business

If you’ve never thought of how to use life insurance policies and privileges to protect your business, now is the best time to have a rethink. For many entrepreneurs, purchasing life insurance policies for their company executives just isn’t on their buying list. Some think that they do not need it and others mistakenly believe that it is way too costly for their small company size.

Why Stay at Home Parents Need Term Life Insurance

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Why Stay at Home Parents Need Term Life Insurance

Life insurance represents an extremely useful financial tool to solve a rare, but catastrophic potential problem, at an extremely low price. This low price is called the premium and the problem is the increased financial burden if one of the parents does not come home one night due to an untimely death.

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